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Restaurant Insurance

Trusted Partner to Secure the Insurance You Need

You’re passionate about crafting extraordinary dining experiences. We’re passionate about ensuring your culinary venture is shielded from the unexpected. We understand the unique challenges of the restaurant industry, and we’re here to be your trusted partner in securing the coverage you need. Our Restaurant Practice Group works exclusively with restaurants, which gives us a unique understanding of the common risks associated with your industry.

Tailored Solutions to Fit Your Restaurant

We specialize in tailoring solutions to fit the specific needs of your restaurant, safeguarding you against the diverse risks and exposures in today’s dynamic business landscape. We are your one-stop shop for all insurance needs—Commercial (EPLI, Business Interruption, Cyber, Liquor Liability), Employee Benefits, Personal (Home, Auto), and Life (Individual, Buy/Sell, Key Person. As an independent agency, we work with the top insurance providers in the country, so we are able to offer you a remarkable selection of products and services.

Serving the Entire Culinary Community

Our reputation as a premier insurance agency is backed by our partnerships with more than 600 restaurants in the DC metro area. Whether you’re a cozy bistro, bustling bar, or fine-dining gem, we have the expertise to cater to your insurance requirements. Our clientele ranges from individual restaurant owners to thriving restaurant groups, showcasing our commitment to serving the entire culinary spectrum.

Erie Insurance—The Protection You Need and the Service You Expect

As one of the top Erie Insurance agencies nationwide and the largest in Virginia, we bring you exclusive access to Erie’s unparalleled coverage. Since 1925, Erie has stood as a beacon of reliability, providing both the protection you need and the service you deserve, all at a competitive price. With an AM Best A+ rating, Erie stands as a symbol of trustworthiness in the insurance industry.

We Stay on Top of Claims So You Don’t Have To

We proactively monitor all insured’s General Liability and Workers Compensation claims in excess of $25,000 and email claim status reports on those claims every 45-60 days. We have a full-time employee dedicated to this service, giving restauranteurs one less thing to worry about. This allows us to give our clients an unparalleled claims management experience.

Preferred On Demand

Preferred On Demand is our 24/7 online customer self-service portal and mobile app. This gives our clients the information and services they need, when they need them, including accessing policy documents, issuing and sending Certificates of Insurance, and accessing auto ID cards, all while keeping your data safe and secure.

For More Information

Harness the risk management strategies that set Preferred Insurance apart. Reach out to us today to discuss how we can tailor your insurance to fortify your culinary journey.

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Customer Reviews

Is the best car and home insurance company...

Gustavo P

...plan on using Preferred for all of my insurance needs moving forward.

Sam A

Great customer service.

T Baldwin

Strongly recommend Preferred Insurance!

Christa M

...I am comfortable paying each month.

Nathaniel B