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Construction Insurance

We know you want the peace of mind that comes with comprehensive insurance coverage, but you may need help determining the coverages you need.

We are here to guide you through the confusing maze of insurance options to find the right fit for your business to protect you against the many risks and exposures in today’s business environment.

We handle more than 700 contractors in the Washington DC Metro Area and manage more than $65,000,000 in client premium. In addition to being the largest Erie Insurance agency in Virginia, we work with 20 other top construction carriers in the marketplace, giving you the best protection possible.

Erie Insurance—The Protection You Need and the Service You Expect

Preferred is one of the top five Erie Insurance agencies in the country and the largest in Virginia, which lets us offer you Erie’s affordable coverage that other agencies simply do not have access to.

Since 1925, Erie has been providing the protection you need and the service you expect—all at a great price. Erie is an AM Best A+ rated carrier.

Working with Erie, we tailor your coverage, line up all your policies with the same expiration dates, improve your coverage, and save you money.

We Stay on Top of Claims So You Don’t Have To

We proactively monitor all of your company’s claims with reserves in excess of $15,000 and email claim status reports on those claims every 45–60 days. We have a full-time employee dedicated to this service, giving our clients one less thing to worry about.

Unparalleled Service and Expertise

Preferred Insurance is known in the construction industry for providing a high level of service and expertise to its customers. Our team has exceptional knowledge in all lines of business, including property, casualty, benefits, personal lines, and life products.

Preferred Certificate Department

We guarantee Certificate of Insurance turnaround in 24–48 hours. Clients can request a COI via email, on our website, or through Preferred On Demand (see below). We processed more than 100,000 COIs for our clients in 2023.

Preferred On Demand

Preferred On Demand is our 24/7 online customer self-service portal that will get you the information and services you need, when you need them. By using Preferred On Demand, you can:

  • Access Your Account and Policy Information
  • View and Print Auto ID Cards
  • Manage Drivers and Locations
  • Print and Send Certificates of Insurance
  • Print Certificate Holder Spreadsheets

We have created an instructional video that shows you everything you need to know to use Preferred On Demand.

Contact Us

Preferred is your one-stop shop for all of your insurance needs: commercial, personal, employee benefits, and bonding. Now is the time for you to benefit from the risk management techniques we use at Preferred Insurance. Contact us today.

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Customer Reviews

Is the best car and home insurance company...

Gustavo P

...plan on using Preferred for all of my insurance needs moving forward.

Sam A

Great customer service.

T Baldwin

Strongly recommend Preferred Insurance!

Christa M

...I am comfortable paying each month.

Nathaniel B