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Elevator Insurance

At Preferred Insurance, we know you want the peace of mind that comes with comprehensive insurance coverage, but you may need help determining the coverages you need.

We are here to guide you through the confusing maze of insurance options to find the right fit for your business to protect you against the many risks and exposures in today’s business environment.

There are only a small number of agencies that specialize in writing policies for elevator contractors, inspectors, manufacturers, and service and repair firms. The proper insurance coverage is essential for any business working with elevators to protect itself from liability claims. Because it is a specialized industry, it is important to select a provider that truly understands the nature of the business.

The program we use was designed specifically for the elevator industry and has the best coverage available to the elevator industry. This is a true national program that has the financial capacity to withstand large losses without cancelling or non-renewing after a large loss.

Why Choose Preferred Insurance?

  • We are one of only a few agencies in the country that specializes in elevator insurance.
  • We use a true national program that has the financial capacity to withstand large losses without cancelling or non-renewing after a large loss.
  • We proactively monitor all insured’s General Liability and Workers Compensation claims in excess of $25,000 and email claim status reports on those claims every 45-60 days. We have a full-time employee dedicated to this service, giving our clients one less thing to worry about.
  • We have a special unit that provides certificates of insurance on a rush basis—same day service if requested.
  • We have three associates who work with the elevator program; one has more than 15 years
    of working with the elevator industry exclusively.
  • We offer a blanket additional insured endorsement to provide primary coverage for any additional insureds when required by contract, at no additional cost.
  • We offer all lines of coverage, making us a one-stop shop for all of your insurance needs.
  • The adjusters and attorneys handling the claims are specialists in the elevator industry.
  • We belong to the National Association of Elevator Contractors (NAEC).

We Are Elevator Experts

We specialize in creating insurance and risk management products and programs for a wide range of services specific to the elevator industry. The elevator program is underwritten by top-rated insurance carriers to ensure that we are offering our clients the best coverage options for access liability, general liability, and workers’ compensation.

We cover the following types of equipment:

  • Dumbwaiters
  • Elevators
  • Escalators
  • Garage manlifts
  • Handicap lifts
  • Moving walkways
  • Residential lifts
  • Sidewalk lifts

Coverage for All Your Needs

This program provides coverage for a number of related elevator activities, including modernization, maintenance, service and repair, new construction, manufacturing, inspections, and distributing. In addition to operations, the general liability program also includes coverage for the following:

  • Aggregate limit of liability that exceeds industry standards
  • Aggregate limit per elevator
  • Damages to the premises the client rents
  • Discrimination unrelated to employee practices
  • Employee benefits liability (optional)
  • Hired and non-owned auto liability (optional)
  • No property damage or liability deductible
  • Personal injury
  • Pollution coverage, if needed
  • Primary and non-contributory
  • Waiver of subrogation when required by contract

Contact Us

Now is the time for you to benefit from the risk management techniques we use at Preferred Insurance. Contact us today.

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