Life Insurance

Protect your family’s future

  • What costs and hardships will my family have to deal with after I am gone?

  • How will the loss of my salary affect my family?

Life insurance  protects your family’s dreams, ambitions, and finances, should an unexpected death occur.

  • Keep the ability to pay your home mortgage.
  • Pay off debts, estate taxes, and final expenses.
  • Provide a fund for your children’s college education.
  • Protect your family’s dreams for the future.

There are many different types of life insurance policies, but the two most popular types are term life and permanent life. Term life insurance generally provides protection for a set period of time. Permanent insurance, such as whole or universal life, provides lifetime coverage.

It’s important to match your life insurance to your specific needs and goals and to review your policy every few years or when you experience a major life event like marriage, divorce, the birth or adoption of a child.

Our insurance professionals will ensure you have the coverage you need and the protection your family deserves.

Learn more

  • At the Heart of Life Insurance Why it’s better to buy when you are young? Not that long ago, I was in my early 20s, healthy and single. No children depended on me. And purchasing life insurance was the last thing on my mind. But that quickly changed, in a way I could have never expected. Download the attached PDF to read the full story.
  • Voluntary Benefits Home and Auto Insurance You and your family probably spend a considerable amount of time in your home, playing in the backyard and driving to school or work in your car. Your house and automobile are two of the most valuable purchases you’ve made, and it makes sense that you want to protect your home and automobile with insurance ...
  • Understanding Life Insurance Terms Like many industries, the world of insurance has its own unique set of vocabulary to describe its products. Download the attached PDF to help you understand the terminology used in a life insurance policy.

What Our Customers Say…

United Masonry

United Masonry Inc is a Virginia-based masonry contracting company specializing in historical renovations as well as new construction. In our experience, Preferred Insurance is very prompt in ordinary matters and most helpful in extraordinary matters.  As part of our due diligence, we go out to bid every three years or so. Preferred Insurance’s rates are so competitive that we continue to utilize their services. They are wonderful to work with.

David WrightPresidentUnited Masonry Inc