Flood Insurance

Floods are the most common natural disaster in the United States.

Floods occur anywhere, even in places thought to be low-risk. In fact, a quarter of all claims paid by the National Flood Insurance Program are on policies in communities considered to be minimal-risk locations. New housing developments are especially susceptible, particularly if natural runoff paths have been diverted or trees have been leveled to make room for houses.

Unfortunately, your homeowner’s insurance policy will not cover flood damage to your home or property. Only flood insurance will cover losses in the event of a flood.

Our professionals at Preferred Insurance will help you review your risk and if flood insurance is right for you and your family.

Learn more

• Why do I need Flood Insurance? When floodwater from a severe, week-long storm started pouring through the walls of Becky Bentley’s house, she knew she had to get out fast. In the short time it took her and her son to run upstairs to grab the family cat, the rapidly rising water trapped them on the second floor of their home. With ...
• Controlling Flooding Due to Surface Water The primary reason your basement and home can flood during a rainstorm is due to poor or blocked drainage. To help you keep water from seeping into places it’s not wanted, Preferred Insurance Services, Inc. recommends the following precautionary measures you can take to protect your home and its belongings from flooding due to surface ...
• Safeguarding Your Valuables Checklist Are you Prepared? You may have little or no time to protect your valuables in a flood, earthquake or other disaster.  By taking simple steps now, you can safeguard your treasured belongings and information from damage or loss. The first step is to identify what you have.  Go through your home to find your treasures.   Download our Safeguarding-Your-Valuables-Checklist  ...