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Category: Personal Lines

Winter Driving Safety—What to Do If You Start to Skid

Wintertime driving can lead to dangerous situations when the temperature drops and the roads are slick with snow or ice. If you start to skid, steer in the direction that the vehicle is sliding until you can feel your vehicle regain traction. Then, slowly straighten your wheels and keep rolling. To prevent an unnecessary skid, slip or accident, consider the following safe driving techniques: Drive...

Life Events that Affect Your Insurance Needs

As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, contact your insurance broker if you’re affected by any of the following life events: New home ownership—Purchasing a new home is a big investment—one that you will want to protect. After purchasing a home, ensure that you have homeowners insurance to protect against things like...

How Would You Carry On Without Your Key Person?

As a business owner, you may employ at least one individual who is essential to your success. This person may be a partner or have a unique expertise that’s unmatched. If this key person dies, your business can be exposed to financial risks. In this scenario, key person life insurance can protect your business. Here’s how it works: You purchase a key-person policy on the...

Life Insurance Insights for Business Professionals

Most Americans know they need to include life insurance in their financial plans, but many have questions about the kind and amount of insurance needed. Since September is Life Insurance Awareness Month, we thought it would be helpful to share the three main kinds of life insurance every business professional needs. Life Insurance If others depend on you for financial support, part of your financial...

How Do You Identify and Retain Key Employees?

Key employees are vital to your restaurant’s success, so it is important to identify these workers and understand how to keep them—but how do you do this? Which traits should you consider and how do you improve retention of your key employees? We have a checklist to help identify key employees and what you should do to retain them. By recognizing key employees’ qualities and...