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Why it’s better to buy when you are young?

Not that long ago, I was in my early 20s, healthy and single. No children depended on me. And purchasing life insurance was the last thing on my mind.

But that quickly changed, in a way I could have never expected.

Download the attached PDF to read the full story.

You and your family probably spend a considerable amount of time in your home, playing in the backyard and driving to school or work in your car. Your house and automobile are two of the most valuable purchases you’ve made, and it makes sense that you want to protect your home and automobile with insurance coverage.

Download the attached PDF to learn more.

Like many industries, the world of insurance has its own unique set of vocabulary to describe its products.

Download the attached PDF to help you understand the terminology used in a life insurance policy.

 

It’s been lingering in the back of your mind for months, maybe years. I need more life insurance. But just as you’re about to make a move, you face a common dilemma—term or permanent insurance? The choice can be confusing, but looking at some common life situations can make the decision as clearcut as choosing between apples and oranges.

Download the attached PDF to take a quiz to see what type of life insurance product fits your needs.

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It’s never too late to start saving for retirement.

Four out of 10 people age 55 or older have less than $100,000 in retirement savings. Secure your future financial freedom with an annuity from Erie Family Life.

ERIE’s annuities are ideally suited for IRAs, rollovers and transfers.

Call me to discuss if an annuity is right for you!

Do you have enough money saved for your retirement?

We thank you for your business and appreciate your feedback. Please take a moment to Review Us.

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If employ individuals who are vital to your company’s success, especially if your business is small, consider key person life insurance. This insurance solution can protect your organization’s solvency in the event that you lose the key person without warning, and also the investments made by lenders and investors to your company. Download the attached PDF to learn more.

September is Life Insurance Awareness Month (LIAM). This industry-wide campaign from the LIFE Foundation is aimed at educating Americans about the importance of life insurance and helping them get the coverage they need.

Each year, the nonprofit Life Happens chooses a spokesperson for LIAM. In addition to having star power, the spokesperson also has personal reasons for promoting life.

This year’s spokesperson is professional stock car racing driver, model and advertising spokeswoman Danica Patrick. Danica has a very personal story about why life insurance is something she would never think of going without. Click the video link below to learn about it and to see why she is encouraging the 100 million Americans without life insurance to consider purchasing it.

Check out Danica Patrick’s message here.

If you think you might need life insurance (or think you don’t have enough) to protect your loved ones, contact your Preferred Insurance Agent. He or she can help you find affordable coverage that gives you protection and peace of mind.

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As your life changes, so do your insurance needs. It’s important to make sure you have enough life insurance to take care of your loved ones. Erie Family Life and your Preferred Insurance Agent are with you every step of the way!

Life Insurance Calculator 

 

If you have others that depend on you for financial support, part of your smart financial plan should include how you will provide for them in the event of your death. We can help you to find affordable life insurance coverage that suits your unique needs and provides for your loved ones when they need it the most. Call Preferred Insurance Services, Inc. today at (703) 359-5910 for peace of mind tomorrow.  Download this PDF to learn more.

Life insurance is not a fun thing to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you – your designated beneficiary would collect a financial benefit upon your death.

Types of Life Insurance

  • Term: This is the simplest and generally the cheapest form.
  • Whole Life: You purchase this policy to cover your entire life, as long as you keep paying premiums.
  • Universal Life: This policy is similar to whole life, but has the potential for higher earnings on the savings component.
  • Variable Life: A variable life policy generally has fixed premiums, and you have control over the investment decisions for the cash value portion.

Download this PDF to learn more.