Construction Insurance

Residential and commercial construction presents unique hazards and claim exposures to contracting organizations. With our extensive construction risk management experience Preferred Insurance is equipped with the knowledge and resources to protect your organization. Our construction department will work with your team to identify organization risk, analyze risk impact, implement policies and procedures to mitigate, and monitor and adapt those solutions.

We offer a complete array of products for the construction industry, including property and casualty insurance, risk management, workers’ compensation, claims management, general liability, and employment practices liability.

Why Choose Preferred Insurance

• We have been providing comprehensive industry coverage since 1996.
• We are the largest Erie Agency in Virginia and the 4^th largest in the country.
• We insure more than 450 contractors.
• With our dedicated Certificate Department we respond to certificate requests quickly and efficiently, with certificate delivery taking place within 24 hours.
• We offer a workers’ compensation dividend program for qualifying policyholders.
• We offer a unique, proactive, open claims management program, monitoring all open claims with reserves in excess of $15,000 every 45-60 days
• We conduct stewardship meetings with clients to ensure satisfaction.
• We serve as an active member of our clients’ safety committees.
• We are a member of the following associations:
  • American Subcontractors Association of Metro Washington (ASA)
  • Associated Builders and Contractors (ABC)
  • Mid Atlantic Roofing Contractors Association (MARCA)
  • Virginia Association of Roofing Professionals (VARP)

Construction is Our Specialty

At Preferred Insurance, we have been insuring contractors since 1996 and have extensive experience with all aspects of the construction industry. Our staff not only assists clients with insurance policies, but we work to help lower your costs by proactively identifying loss trends and recommending areas for improvement. Our services can be tailored to fit construction businesses in all of the following areas:

• Carpentry
• Concrete Work
• Demolition
• Drywall
• Electrical
• Elevator Installation/Repair
• Excavating
• Fire and Water Restoration
• Fire Prevention
• Flooring
• Framing
• General Contracting
• HVAC

• Landscaping
• Roofing
• Masonry
• Painting
• Paving
• Plumbing
• Sheet Metal Work
• Site Development
• Sprinkler
• Structural Steel
• Tile
• Trucking
• Utilities

Learn more

• Safety at all Heights Scaffolding and aerial lift safety Falls from heights consistently rank as one of the most frequent—and most fatal—workplace accidents. They occur so often because exposure is everywhere: any surface 6 feet or more above ground level could cause injury. Scaffolding and aerial lifts are among the most common fall sources, so it’s important to follow all ... Read More
• Ground-fault Protection for Construction Sites Construction workers suffer more electrical burns and fatal electrical injuries than workers in all other industries combined, but many of these incidents could have been prevented with the implementation of proper ground-fault protection practices. Download the attached PDF to learn more. Read More
• Drug Testing Policy Requirements There are several federal laws applicable to typical drug and/or alcohol testing policies which a company must adhere to: Drug-Free Workplace Act of 1988 This Act applies to employers and contractors entering into contracts with the government in excess of $100,000 and requires that they maintain a drug-free workplace. Though this Act does not require drug testing, ... Read More

What Our Customers Say…